For Sponsor Banks

Your BIN. Our platform. Merchants live in a day.

KPOS is the system and operations partner for sponsor banks. You bring the BIN and the ISO network. We deploy the POS, support the restaurants, and keep your merchants on your rails — fast.

 
Your side
Your BIN + ISOs/MSPs
Sponsorship & rails
KPOS
Platform + operations
Deploy · board · support
Outcome
Merchants live in 1 day
On your rails
You own the bank relationship. We run the business side. Merchants get one experience.

Why sponsor banks choose KPOS

- Activate merchants in a day
When your BIN is ready, KPOS can deploy a restaurant in as little as one day. No build lag, no vendor handoffs.

- Scale your ISO and MSP network
A working POS product makes your ISOs more productive — more closes per rep, more merchants per quarter, less churn in their book.

- Keep merchants on your rails
KPOS is built for restaurants, and restaurants stay where their POS works. Your processing volume compounds instead of attritioning.

- Your best operations partner
One team handling platform, boarding, and support — so when your ISOs or merchants need something fixed, one call gets it done.

How fast it moves

From BIN to live merchant — fast

01

Your ISO signs the restaurant

Standard paperwork flow on your side. No change to your merchant onboarding process.

02

KPOS deploys the POS

Hardware shipped, menu built, staff trained, system live. As fast as 1 day when the BIN is already in place.

03

Merchant processes on your rails

Volume, deposits, retention — all on your BIN, supported by our team day-to-day.

Division of labor

What we do — and what stays with you

Stays with your bank

-Merchant processing account opening

-BIN sponsorship and risk ownership

-Settlement and funds movement

-Direct banking relationship with the merchant
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Handled by KPOS

-POS software and hardware

-Merchant onboarding, menu build, staff training

-Daily operational support (bilingual, weekend coverage)

-Integrations, updates, and platform improvements

-ISO and MSP enablement — materials, demo support, boarding help

Built by operators. Running in production.

1.

Full-stack under one roof

POS, payments, and merchant boarding handled by the same team. Your brand, our engineering — one accountable partner.

2.

Bilingual US support

English and Mandarin coverage, including weekends. Your merchants get real humans, routed through your brand.

3.

US-based operations

Data and support teams are in California. Decisions get made here, same day.

Ready to talk architecture?

KPOS is your best partner for restaurant merchants.

Bring your BIN and your ISO network. We'll show you what activation looks like in a day — and what retention looks like over a year.
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